How do I open a personal bank account in Gibraltar?

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The main retail banks are Gibraltar International Bank and NatWest International. Gibraltar International Bank accepts applications online and aims to open accounts within three business days once you provide valid ID, proof of address and proof of income.
Gibraltar has a small retail banking market. The two banks most people use for everyday personal accounts are Gibraltar International Bank (branch at Ince's House, 310 Main Street) and NatWest International (57 Line Wall Road). Several private banks also operate, but these are aimed at wealthier clients.
Gibraltar International Bank lets new customers apply online. It offers a standard Personal Account, a Personal Plus Account for higher earners (minimum income of £75,000 a year or £100,000 in savings or investments), savings accounts, and teen, graduate and children's accounts. Accounts are typically set up within three business days once all documents are received. You will usually need a valid ID (passport, driving licence or Civilian Registration Card), proof of address such as a utility bill or bank statement dated within the last three months, and proof of income such as recent payslips or bank statements. Current accounts come with a Visa debit card and online banking.
NatWest International sets its own eligibility rules, which generally focus on residents of Gibraltar, the Channel Islands and the Isle of Man, so check its criteria before applying.
Banks must carry out anti-money laundering checks, so expect questions about the source of your funds, and allow extra time if you have only just moved. Non-residents may find it harder to open an account. Eligible deposits at Gibraltar-licensed banks are covered by the Gibraltar Deposit Guarantee Scheme, which ordinarily protects up to EUR 100,000 per depositor per institution.

How do I open a personal bank account in Gibraltar?

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Detailed answer

Gibraltar International Bank

NatWest International

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