Money

Currency, banking, and financial services in Gibraltar. Answers about the Gibraltar Pound, payment methods, and practical tips for managing money while visiting or living here.

• What does the 2026 UK/EU Treaty in relation to Gibraltar mean by aggregation of insurance periods for pensions?
• How does the 2026 UK/EU Treaty in relation to Gibraltar determine which country’s pension law applies?
• Are UK debit cards accepted in Gibraltar?
• What about bonds and tax/excise suspension procedures under the 2026 UK/EU Treaty for Gibraltar?
• Can I use euros in Gibraltar?
• Can I use Gibraltar pounds in Spain?
• Do cash machines in Gibraltar give out Gibraltar pounds or sterling?
• Why does the 2026 UK/EU Treaty in relation to Gibraltar make it possible to equalise the pensionable age at 60?
• Can I exchange old or withdrawn Gibraltar banknotes?
• What is the overall fiscal impact of the 2026 UK/EU Treaty in relation to Gibraltar on Gibraltar’s pension system?
• How does the 2026 UK/EU Treaty in relation to Gibraltar affect Spanish frontier workers’ pension rights?
• What currency is used in Gibraltar?
• Is there a tourist tax in Gibraltar?
• What is Gibraltar's Transaction Tax and how much is it?
• What does the 2026 UK/EU Treaty in relation to Gibraltar say about healthcare costs for pensioners?
• What are the infrastructural changes required at the land border and airport to support the 2026 UK/EU Treaty arrangements for Gibraltar?
• Is shopping in Gibraltar still tax-free?
• Is tipping expected in Gibraltar?
• How do I open a personal bank account in Gibraltar?
• Can I pay in euros in Gibraltar?
• How does the 2026 UK/EU Treaty in relation to Gibraltar change who pays pensions for frontier workers?
• How are pensions calculated under the pro rata rules in the 2026 UK/EU Treaty in relation to Gibraltar?
• Can I spend Gibraltar pounds in the UK?
• Why did the Government of Gibraltar suspend residence applications from UK and EEA citizens in October 2025, and what applies now?